How can we afford to pretire?

click So you’re probably asking yourself how we can afford to pretire?     In a word: saving. We have made many sacrifices over the years to put money away for this endeavor. Our number one goal has been to stay out of debt. Through a combination of scholarships and steady paychecks we both graduated after 8 years in college without owing anything. We lived frugally for three years while we worked our first real jobs and rented a small house within our budget. Buying a bank-owned home that was a bit of a fixer-upper allowed us to avoid the need for a mortgage. Those were the big choices, but really it was all of the little daily decisions that added up over time. We love to travel and have not held back from exploring the U.S., but because we prefer to drive, camp, and cook we have even saved money there. In the future, we will blog all about our secrets to low-cost tourism. There is no magic to our financial success, though; it simply required sound judgment over time.

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What pretirement means to me

see Hi, this is Tiffany again, and I would like to extrapolate on what pretirement means to me. I define pretirement as a pre-established amount of time that is set aside to pursue what you are passionate about. The pretirement phase can be for following any dream; for us it is to travel and explore, especially when it comes to checking out the wild lands of the United States. It should be structured with specific goals and a vision. Although it is about passion, it is also a responsible decision that is highly thought out and only undertaken when finances are available. Pretirement is definitely not quitting work to lounge around, and it is never a last-minute decision. Pretirement can be more time/energy/emotionally taxing than simply staying with the current career path. Scott and I have been playing with the idea of a pretirement phase of our life since graduating from college in 2009. I am very excited to get started in 2016.

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