So you’re probably asking yourself how we can afford to pretire? In a word: saving. We have made many sacrifices over the years to put money away for this endeavor. Our number one goal has been to stay out of debt. Through a combination of scholarships and steady paychecks we both graduated after 8 years in college without owing anything. We lived frugally for three years while we worked our first real jobs and rented a small house within our budget. Buying a bank-owned home that was a bit of a fixer-upper allowed us to avoid the need for a mortgage. Those were the big choices, but really it was all of the little daily decisions that added up over time. We love to travel and have not held back from exploring the U.S., but because we prefer to drive, camp, and cook we have even saved money there. In the future, we will blog all about our secrets to low-cost tourism. There is no magic to our financial success, though; it simply required sound judgment over time.