Hi, this is Tiffany again, and I would like to extrapolate on what pretirement means to me. I define pretirement as a pre-established amount of time that is set aside to pursue what you are passionate about. The pretirement phase can be for following any dream; for us it is to travel and explore, especially when it comes to checking out the wild lands of the United States. It should be structured with specific goals and a vision. Although it is about passion, it is also a responsible decision that is highly thought out and only undertaken when finances are available. Pretirement is definitely not quitting work to lounge around, and it is never a last-minute decision. Pretirement can be more time/energy/emotionally taxing than simply staying with the current career path. Scott and I have been playing with the idea of a pretirement phase of our life since graduating from college in 2009. I am very excited to get started in 2016.